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Understanding the Surplus Recovery Business: A Guide for Clients

  • Dinley Cius
  • Oct 23, 2025
  • 1 min read

In the finance and real estate sectors, the concept of "Surplus Recovery" is becoming increasingly important. However, many clients may not understand what it truly means. This guide aims to clarify the surplus business, explaining what it is, how it functions, and why it could be a beneficial opportunity for you.


As the #1 company in Surplus Recovery Solutions, we help clients understand their rights and work to recover funds owed to them.


What is a Surplus?


Surplus refers specifically to the funds generated from a property sale that exceed the amount owed to the lender. For instance, consider a scenario where a house is auctioned off for $300,000, but the mortgage balance is only $200,000. The resulting overage of $100,000 can be a significant sum.


These funds typically remain with the government—whether at the county or state level—until they are claimed. Many individuals are unaware that such funds exist, resulting in an astounding $2 billion in unclaimed overages nationwide each year.


The surplus recovery business focuses on assisting clients in locating and claiming these funds, ensuring they receive what is theirs.


If you suspect you might be eligible for surplus funds, consider reaching out to a professional in the field. Your funds could be waiting for you! 




 
 
 

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